Avoiding Auto Insurance Scams

By Compuquotes Team on March 27th, 2008
Auto Insurance

Scams occur frequently in the automobile industry, and many car owners have become innocent victims. The key reason for this is because they didn't take the time to learn about some of the main scams that will commonly be used to separate them from their hard earned money. In this article, I will go over some common insurance scams, and I will give you some crucial tips on how to avoid them. One of the most basic auto insurance scams is when someone tries to collect from your insurance by staging an accident. In situations like this, a driver will move quickly in front of a driver who is innocent, and they will slam on their brakes. In most cases, the innocent driver will not be able to stop fast enough, and they will slam into the back of the other car.

The scam artist driver will then attempt to collect the money for the damage, and they may even fake injuries to receive money through medical care. Many of these criminals will take their cars away from the accident scene, and they will damage it even more in an attempt to make it look like the damage occured during the accident. Another type of scam you will want to watch out for are fake helpers. They will try to wave you into traffic, and when you start to drive, they will slam into you. When you get ready to file the claim, they will say that they never waved you into the traffic. Sometimes they will even try to help you find a repair shop or a lawyer.

In a situation like this, you are dealing with a group of criminals. The person that initially offered to help you is in on it, and the repair shop or lawyer will be involved as well. The repair shop will charge you ridiculous amounts of money to fix the car, and the lawyer will try to collect as much as possible from your insurance. It is important for you to realize that these scams can happen at any time. They will almost always occur when you're out driving around. The best way to deal with this situation is to be aware of your surroundings at all times. Avoid answering to people who try to wave you into traffic, and be wary of people who are driving in front of you.

Make sure you leave a lot of room in front just in case the driver in front of you suddenly slams on their breaks. Also, be wary of drivers who are consistently tailing you. If you should get into an accident, learn as much as you can about the other car. Keep a camera handy to take photos of any damage that occurs. Since most cell phones these days have cameras built in, this can be helpful. If you feel that something is wrong, make sure you notify your insurance company. They are very familiar with the various types of auto scams, and they can take the necessary steps to assist you.

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