Health Care Reform is Spawning Scams

By Kathryn Vercillo on May 1st, 2010

Health care reform will bring medical insurance to thousands of individuals over the next several years. However, scammers are taking advantage of those who don't know much about health care reform, and are trying to make a quick buck off of the new legislation.

Scammers Target Those Who Don't Know Much about Health Reform

Some uninsured and underinsured individuals don't understand the new health care law yet. With the plan having been only recently signed into law, a large number of those directly affected by the new regulations have not yet learned how it may apply to them. Scammers are taking advantage of Americans' confusion, and savvy scammers are trying to convince people to give them their money in order to get health care coverage.

Common Scams

The biggest scams are coming from 1-800 numbers and door-to-door salesmen. In either case, scammers approach you at home. In order to get people to purchase phony health insurance policies, scammers commonly tell people that they need to purchase new health insurance as a part of the new health care reform. Unsuspecting consumers are then lured into paying good money for insurance that doesn't really exist.

In addition to approaching you through door-to-door sales or telemarketing calls, scammers may also try to sell you fake health insurance through email or even capture your interest through an online advertisement. To protect yourself, be wary of anyone who offers you medical insurance or medical discount cards. Anything advertised as being necessary or required because of health care reform is questionable, especially because many of the coverage requirements don't go into effect until 2014. If you are interested in learning about your coverage options, contact a reputable health insurance provider to ask about changes in the law.

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