Does your car insurance policy cover a rental car reimbursement?

So you've been in a car accident (see: filing an auto insurance claim). There's probably a lot of things going through your head like but a major issue you're thinking about is how to get around assuming your car will be in the mechanic shop for some time. No big deal, just call your car insurance agent and ask him to set you up with a rental car. So you call your auto insurance agent and they promptly tell you that according to your policy you don't have rental reimbursement.

Perhaps the extra $1 or $5 per month ($1 or $5/month is just an example) was enough for you to bypass. At the time you didn't think you could afford the $1 or $5 per month but now you have to pay out-of-pocket for a rental car. Depending on how long you need the rental car you could pay several hundred to even thousands of dollars for the rental car.

Oops, now what do you do? It's too late to receive the rental reimbursement for this accident but perhaps you should contact your car insurance agent and have it added to your policy.

For those of you that haven't had the pleasure of being notified that your policy doesn't cover rental reimbursement do yourself a favor and take a look at your policy.