Yes, you can switch insurance companies while under SR-22 car insurance. However, there are a few important considerations to keep in mind during the process.
Notify your new insurance company
When you decide to switch insurance companies, it’s important to notify your new insurer that you require an SR-22 filing. Not all insurance companies offer SR-22 filings, so it’s essential to confirm that they can provide the necessary coverage.
Ensure continuous coverage
To maintain compliance with the SR-22 requirement, it’s important to ensure continuous coverage during the transition. Make sure there are no gaps or lapses in your insurance coverage, as this can have serious consequences, including potential penalties or license suspension.
Request a new SR-22 filing
When you switch insurance companies, your new insurer will need to file a new SR-22 form on your behalf. Coordinate with your new insurer to complete the necessary paperwork and ensure that the filing is submitted to the appropriate authorities.
Switching insurance companies can result in changes to your insurance rates, especially if the new insurer assesses your driving history and the underlying reasons for the SR-22 filing. It’s advisable to obtain quotes from different insurers to compare rates and find the most suitable option for your needs.
Remember, it’s important to maintain continuous insurance coverage and fulfill the SR-22 requirement for the mandated duration, regardless of the insurance company you choose.