Car insurance settlements can provide coverage for both medical expenses and property damage. 

Medical expenses coverage

When you’re involved in a car accident, your car insurance may include medical payment coverage (MedPay) or personal injury protection (PIP). These coverages can help pay for medical expenses resulting from injuries sustained in the accident, regardless of who was at fault. Covered costs typically include hospital bills, doctor visits, surgeries, rehabilitation, and sometimes even lost wages.

Property damage coverage

Car insurance settlements also cover property damage resulting from an accident. This includes damage to your vehicle as well as any other vehicles or property involved. 

Similar to medical expenses coverage, the specific limits and conditions for property damage coverage depend on your policy. It’s essential to review your policy and discuss any questions or concerns with your insurance provider.

In a nutshell

Car insurance settlements typically cover both medical expenses and property damage. However, the extent of coverage and specific details may vary based on your policy and state regulations. It’s advisable to review your policy and consult with your insurance provider to ensure you have a clear understanding of your coverage.

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