Are you looking for the best ways to save on your Allstate car insurance? Look no further. In this comprehensive guide, you will find a list of discounts offered by Allstate, one of the leading insurance providers. From bundling policies to safe driving rewards, there are a number of discounts available to lower your premium and keep more money in your pocket.
So buckle up, and let’s learn about Allstate car insurance discounts to help you get the best deal on your car insurance.
List of Allstate discounts
Allstate offers multiple discounts to help policyholders save on car insurance premiums. Some common discounts include:
Allstate offers multiple discounts to help policyholders save on car insurance premiums. Some common discounts include:
- Loyalty discount- Policyholders who have stayed with Allstate for a longer period can enjoy substantial savings of up to 17% or $602 on their premiums.
- Days advanced purchase: Purchasing your policy in advance before it’s up for renewal can lead to significant savings of up to 12% or $380.
- Daily Commute: If you have a shorter commute to work, you can save up to 9% or $183 on your car insurance.
- Multi-policy: Bundling multiple policies such as home and auto can lead to savings of up to 9% or $281.
- Telematics: Enrolling in Allstate’s Drivewise program can result in an 8% discount, equivalent to $272.
- Education: If you have a higher education degree, you can save up to 6% or $225 on your premium.
The table below lists the various types of discounts offered by Allstate, along with the average percentage and dollar savings associated with each of them.
| Discount type | Average saving (%) | Average saving ($) |
| Air Bags | 1% | $ 55 |
| Anti-Theft Device | 1% | $ 27 |
| Daily Commute | 9% | $ 183 |
| Days Advanced Purchase | 12% | $ 380 |
| Days Per Week Driven | 5% | $ 103 |
| Education | 6% | $ 225 |
| Electronic Funds Transfer | 4% | $ 133 |
| Homeowner | 6% | $ 209 |
| Lower Annual Mileage | 7% | $ 223 |
| Loyalty – Years Renewal With Company | 17% | $ 602 |
| Marital Status | 6% | $ 182 |
| Multi Policy | 9% | $ 281 |
| Paperless/Electronic Documents | 6% | $ 167 |
| Payment Type | 9% | $ 296 |
| Primary Use | 7% | $ 203 |
| Safety Devices | 5% | $ 165 |
| Telematics | 8% | $ 272 |
Allstate car insurance discounts by age
Young drivers (18 years old) can take advantage of good student discounts ($1,640) and driver training discounts ($1,073). Additionally, 18-year-olds can also save on car insurance with days advance purchase ($1,169) and marital status discounts ($2,176).
For 40-year-old drivers, loyalty discounts offer the highest average savings ($602), followed by days advanced purchase ($380) and payment type discounts ($296). Other notable discounts include, lower annual mileage ($223) and electronic funds transfer ($133).
Senior drivers (65 years old) can benefit from loyalty discounts ($654), days advanced purchase ($368), and defensive driver discounts ($147). Furthermore, they can save with lower annual mileage ($220), homeowner discounts ($206), and telematics discounts ($269).
Below is a detailed breakdown of Allstate car insurance discounts based on the driver’s age. The average savings vary for 18-year-old, 40-year-old, and 65-year-old drivers.
| Discount type | Average saving for 18 year old | Average saving for 40 year old | Average saving for 65 year old |
| Air bags | $ 82 | $ 55 | $ 54 |
| Anti-theft device | $ 52 | $ 27 | $ 20 |
| Daily commute | $ 183 | $ 183 | $ 183 |
| Days advanced purchase | $ 1,169 | $ 380 | $ 368 |
| Days per week driven | $ 103 | $ 103 | $ 103 |
| Defensive driver | $ 147 | ||
| Driver training | $ 1,073 | ||
| Education | $ 872 | $ 225 | $ 250 |
| Electronic funds transfer | $ 436 | $ 133 | $ 129 |
| Good student | $ 1,640 | ||
| Homeowner | $ 645 | $ 209 | $ 206 |
| Lower annual mileage | $ 665 | $ 223 | $ 220 |
| Loyalty – years renewal with company | $ 2,309 | $ 602 | $ 654 |
| Marital status | $ 2,176 | $ 182 | $ 78 |
| Multi policy | $ 887 | $ 281 | $ 274 |
| Paperless/electronic documents | $ 542 | $ 167 | $ 165 |
| Payment type | $ 925 | $ 296 | $ 292 |
| Primary use | $ 721 | $ 203 | $ 212 |
| Safety devices | $ 603 | $ 165 | $ 166 |
| Telematics | $ 864 | $ 272 | $ 269 |
Final thoughts
Allstate offers an impressive list of car insurance discounts to cater to the diverse needs of its customers. By taking advantage of these discounts, policyholders can save a few dollars on their premiums. It is important to review your eligibility and discuss your options with an Allstate agent to make the most of these discounts.
Methodology
CompuQuote commissioned Quadrant Information Services to gather data for various car insurance discounts. The data is based on the profiles of 18-year-old, 40-year-old and 65-years old drivers carrying full coverage policies with good insurance scores and driving history. To analyze the data, we have compared 26,77,890 insurance quotes across 4686 ZIP codes.
