Collision car insurance is a type of coverage that helps pay for the repair or replacement of your own vehicle if it’s damaged in a collision, regardless of who is at fault. However, collision coverage does not directly cover the cost of a rental car after an accident.
It is important to understand your insurance policy in detail to determine what is covered in such situations.
Which coverage covers your rental car after an accident?
To cover the cost of a rental car after an accident, you may need to have an additional type of coverage called rental reimbursement or rental car coverage. This is optional coverage and can be added to your car insurance policy for an additional premium.
Rental reimbursement coverage helps pay for the cost of a rental car while your own vehicle is being repaired or replaced due to a covered accident. It has a daily limit and a maximum duration, so it’s important to review the details of your policy.
Does collision car insurance include rental reimbursement coverage?
To find out if your collision car insurance includes rental reimbursement coverage, review your policy documents or contact your insurance provider directly. They will be able to clarify what is covered and help you understand any limitations or requirements.
Remember, insurance policies can vary, so it’s essential to read your policy and ask questions to ensure you have the coverage you need in the event of an accident. It’s always a good idea to consider your specific needs and budget when choosing insurance coverage, including rental reimbursement, if you rely on a vehicle for your daily activities.