Comprehensive insurance is a type of auto insurance that covers damage to your vehicle from non-collision events, such as theft, vandalism, fire, natural disasters, and collisions with animals.
Full coverage, on the other hand, is a combination of different types of auto insurance policies. It typically includes comprehensive insurance, collision insurance, and liability insurance.
Collision insurance covers damages to your vehicle resulting from a collision with another car or object, while liability insurance covers damages and injuries you cause to others in an accident.
Comprehensive insurance is a component of full coverage, but they are not the same. Full coverage provides more extensive protection by combining different types of auto insurance policies.
Is full coverage car insurance expensive?
The cost of full coverage depends on various factors, including your location, driving history, type of vehicle, and insurance company. Full coverage is typically more expensive than basic liability insurance because it offers a higher level of protection. However, it’s important to compare quotes from different insurance companies to find the best coverage options at a price that fits your budget.
Final thoughts
If you have full coverage, comprehensive insurance is already included. So if you have full coverage, you don’t need to purchase separate comprehensive insurance. However, it’s a good idea to review your insurance policy and understand the coverage limits provided to ensure you have adequate protection for your needs.
