Yes, Personal Injury Protection (PIP) car insurance typically covers lost wages if you are unable to work due to injuries sustained in a car accident. This coverage is designed to provide financial assistance to policyholders who are injured in car accidents and need help paying for medical expenses, lost wages, and other related costs.
Under PIP coverage, you can receive reimbursement for a portion of your lost wages if your injuries prevent you from working. The specific amount and duration of coverage may vary depending on your policy and the laws in your state.
How does PIP insurance cover lost wages?
When you file a claim for lost wages with your PIP insurance, you will need to provide documentation to support your claim, such as medical records, doctor’s notes, and proof of employment and income. The insurance company will review this information and determine the amount you are eligible to receive based on the policy limits and any applicable deductibles.
PIP coverage may have certain limitations and exclusions, so it’s always a good idea to review your policy or consult with your insurance provider to understand the specific terms and conditions of your coverage.