Personal Injury Protection (PIP) car insurance typically covers various medical expenses resulting from a car accident. This coverage varies by state, but here are some common types of medical expenses that PIP insurance may cover:
Medical treatment
PIP insurance covers necessary medical treatments and procedures resulting from the accident, such as:
- Doctor visits
- Hospital stays
- Surgery
- Diagnostic tests (e.g., X-rays, MRIs)
- Medications
- Physical therapy
Rehabilitation services
If you require ongoing rehabilitation services due to the accident, PIP can help cover those costs as well. This may include:
- Occupational therapy
- Speech therapy
- Chiropractic care
- Counseling
Lost wages and funeral expenses
In addition to medical expenses, PIP insurance may also provide coverage for lost wages if you are unable to work due to the accident. It can even cover funeral expenses in the unfortunate event of a fatality.
Final thoughts
It’s important to note that the specific coverage limits and requirements of PIP insurance can vary by state, so it’s advisable to review your policy or consult with your insurance provider for precise details about the coverage provided under PIP.
