Roadside assistance coverage is not typically included in standard auto insurance policies. It is usually an optional coverage that you can add to your policy for an additional premium. This coverage provides assistance if your vehicle breaks down or if you encounter other roadside emergencies.
It typically includes services such as towing, battery jump-start, fuel delivery, flat tire change, and locksmith services. The specifics of the coverage can vary depending on the insurance company and policy terms.
Is roadside assistance coverage worth it?
Whether Roadside Assistance coverage is worth it depends on your individual needs and circumstances. If you frequently drive long distances, have an older vehicle that is more prone to breakdowns, or don’t have access to other forms of roadside assistance (such as through a separate service like AAA), then having this coverage can provide you with peace of mind.
It can save you time, money, and the hassle of arranging and paying for emergency roadside services out of pocket.
In a nutshell
Roadside assistance coverage can provide you with peace of mind and help you deal with unexpected roadside emergencies with ease. While it may come at an additional cost, the convenience and potential cost savings it offers can make it a good investment.