Typically, roadside assistance coverage is attached to the policyholder rather than the vehicle listed on the policy. This means that if you have this coverage, it will usually apply even if you are driving someone else’s vehicle. However, it’s important to note that some insurance companies may require you to transfer the coverage before you can use it for another vehicle.
While most insurance companies allow policyholders to use their roadside assistance coverage on other vehicles, some companies have restrictions. In these cases, you may need to transfer the coverage temporarily to the car you’re driving to utilize roadside assistance services.
Final thoughts
Carefully read through the terms and conditions of your insurance policy. Look for information about using roadside assistance for vehicles you don’t own.
Contact your insurance provider if the policy details are unclear or if you have specific questions. They will be able to provide you with accurate information regarding your coverage and any necessary steps to use roadside assistance for another vehicle.
Remember, the specifics of roadside assistance coverage can vary between insurance companies, so it’s important to understand your policy’s terms and conditions or consult your insurer to know how it works when driving someone else’s vehicle.
