Table of contents

SR-22 car insurance is a form of insurance required for drivers who have committed certain driving violations.

If you don’t own a car but still need to fulfill the SR-22 requirement, you can obtain non-owner SR-22 car insurance. This type of policy provides liability coverage when you drive a vehicle that you don’t own. It acts as a supplement to the primary insurance carried by the vehicle’s owner.

Benefits of non-owner SR-22 car insurance

Non-owner SR-22 car insurance offers several benefits:

  • Compliance with SR-22 requirement –  It fulfills the legal obligation of maintaining SR-22 insurance even if you don’t own a car.
  • Liability coverage –  Non-owner policies provide liability coverage, protecting you if you cause an accident while driving a borrowed or rented vehicle.
  • Flexibility –  You can typically choose the coverage limits that meet your needs and satisfy the SR-22 requirement.


To obtain non-owner SR-22 car insurance, you should reach out to insurance providers in your area. They can guide you through the process, help you understand the coverage options, and assist you in filing the necessary SR-22 form with the state.

Remember, it’s essential to maintain continuous SR-22 coverage for the required duration as mandated by your state, even if you don’t own a car.

About the Author: CompuQuotes Editorial
Get smart about saving money on insurance