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Towing and labor coverage is an additional option offered by many auto insurance providers to assist you in case of vehicle breakdowns or accidents. 

Availability of standalone towing and labor coverage

In most cases, towing and labor coverage is not available as a standalone policy. It is typically offered as an add-on or endorsement to your existing auto insurance policy. This means that you would need to have an active auto insurance policy in place before you can add towing and labor coverage.

Adding towing and labor coverage to your policy

To obtain towing and labor coverage, you will need to contact your insurance provider and inquire about adding it to your policy. The cost of this coverage may vary depending on factors such as your location, driving history, and the coverage limits you choose. Your insurance provider can provide you with specific details on the cost and coverage options available to you.

Conclusion

Remember, if you are interested in towing and labor coverage, reach out to your insurance provider to discuss adding it to your existing auto insurance policy. They can guide you through the process, answer any questions you may have, and help you determine the best coverage options for your needs.